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Available to individuals |
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Minimum opening deposit, $100.00 |
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Maintain a combined monthly average balance of $2,000.00 in checking, savings, or certificates of deposit to avoid maintenance fee |
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Monthly maintenance fee if average minimum balance not maintained is $10.00 |
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Unlimited check writing |
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50% discount on single orders of safety paper checks |
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No fee for stop payments |
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No fee for money orders or cashier’s checks — limit 2 per month |
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50% discount on Self-Service Convenience Box annual fee |
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No documentation fee on consumer loans, excluding mortgage loans |
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1⁄4 % discount on consumer loan rate if payment is deducted from the
checking account (subject to approval) |
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Tiered-rate structure (interest paid on balances of $0.01 and above) |
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Simple interest earned daily, paid monthly |
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Interest rate subject to change |
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Monthly imaged statement |
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Overdraft protection (Please ask for details) |
