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Available to individuals |
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Minimum opening deposit, $100.00 |
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Maintain a combined monthly average balance of $5,000.00 in
checking, savings, or certificates of deposit to avoid service fee |
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Monthly service fee if average minimum balance not maintained is
$12.00 |
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Unlimited check writing |
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50% discount on single orders of safety paper checks |
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No fee for stop payments |
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No fee for money orders or cashiers checks limit 2 per month |
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50% discount on Self-Service Convenience Box annual fee |
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No documentation fee on consumer loans, excluding mortgage loans |
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1⁄4 % discount on consumer loan rate if payment is deducted from the
checking account (subject to approval) |
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Tiered-rate structure (interest paid on balances of $0.01 and above) |
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Simple interest earned daily, paid monthly |
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Interest rate subject to change |
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Monthly imaged statement |
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Overdraft protection (ask for details) |